About Threenity Capital
We believe every Malaysian deserves to know their home loan eligibility — free, transparently, and without pressure.
Our Mission
Getting a home loan in Malaysia is confusing. 22 banks. Different criteria. DSR limits nobody explains. CCRIS records that follow you. Most buyers apply to the wrong bank and get rejected — damaging their credit record further.
Threenity Capital was founded to fix this. We built Malaysia's most comprehensive free mortgage screener — so you know before you apply which banks will say yes, and why.
Our advisors are based in Shah Alam, Selangor and serve buyers across Malaysia. We're not a bank. We don't earn from bank referrals. Our income comes from conveyancing — so our advice is always in your interest.
Our Values
Radical Transparency
We show you rejection reasons, DSR scores, and bank criteria — not just "you don't qualify". No black boxes.
No Conflict of Interest
We don't earn referral fees from banks. Our advice is based purely on what's best for your application.
Speed + Simplicity
A 3-minute screener. Clear results. Actionable next steps. No jargon. No forms that go nowhere.